Christmas

Christmas without Wally…

(Wally-World, that is.) I can do it, can you?

I dislike– in so many ways it can’t be adequately described– Wal-Mart.

So much so that I can tell you exactly when I last set foot into my local WM. It was just over a week before Thanksgiving. So that puts it at what, 49 weeks ago?? I can’t say I’ve missed a thing not being there. Understand please, that it is SO convenient to my daily world that I can see the sign over the front entrance from the window of my job; that their parking lot is across the street from my parking lot….

I just am never HAPPY when I am there. The light is ‘off’, the air moves oddly, the hollow feeling of the place, even when over-loaded with (often cranky) people just bothers me. I have never saved enough money there to make it worth my while.

I have never found it one-stop-shopping enough to make it worth my while. It isn’t more than a lowest-common-denominator kind of place for me.

I have never stood on the check-out line without the thought running through my head, “WHY did I come in here?” (And all this without the first echo of the more overt political, environmental, labor and capitalistic  etc. issues that cause me to simply not need WM in my life!)

Oh, back when I lived on the Island, and the closest WM was over a bridge in another state, AND was a relatively new addition even there, I thought it was a fine thing.  A place I would have to make PLANS to get to. (It was before a Target became available to me, in that same out-of-state, ‘destination’ type of experience that even IKEA was.)

And when I moved here, I did on occasion shop there; before I really became comfortable with the other local grocery stores, and who carried what; before I had learned my way about the area.

It is the only place down here open 24 hours, and coming from a city where EVERYTHING seemed to be open 24 hours (even Home Depot), I felt it was the place to be. However, there is nothing I would need in the middle of the night that I can’t find at my CVS, closer to home and less of a headache.

So, with perfect honesty, I can say, I will not be doing my Christmas-ing at WM. I realize that for some, WM really IS the only ‘local’ alternative. And I feel for you. But, if you are reading this blog, you have within your reach, the entire WORLD.

Use it! Keep your UPS man in a job, and buy online! In your jammies, in the middle of the night, and think about those fools standing in WM at 3 am, cursing the 25 CLOSED cash register lines, while they stand 10 deep at the 3 lines open, waiting their turn to deal with tired, harried cashiers.

And order gifts to your hearts content; gifts far more unique, more whimsical and probably far more personal than the same red and black plaid flannel shirt that exactly 3,550,673 other tired Christmas shoppers tossed into their carts at the last minute, remembering that Uncle Jimmy would be at Christmas dinner this year!

(What? you don’t want to pay shipping and handling?? Well, how about GAS, and TIME, and all the other things that end up in the cart over and above what you NEEDED??)

Where to shop? Well, let me list a few gems:

Photography My photos, they make WONDERFUL gifts…

Collectibles My Dad’s web-site, where you will be able to find one-of-a-kind ephemera and small household collectibles; things that you will remember from your youth, and things that will make you smile…

T-shirts My babiest brudder’s T-shirt site…(he has a more unique view on the world than most, a great site for the teens and young adults you need to shop for…)

And hey, there are a gazillion OTHER sites out there, big and small, that offer just about anything!!! (But, if I were to start picking and choosing…. well, I figure I will just advertise for Us!! LOL)

(Oh, and by the way, I am NO LONGER early, folks. It is NOT too soon to be thinking about Christmas gifting. It is 53 DAYS till Christmas, otherwise known as November 1st, AKA ‘Happy Birthday Kerin and Elaine!’)

Christmas is coming…

…and I am aware that I’ve been slacking… Did you know almost 40% of your holiday prep time is GONE gone gone… and here I am, neglecting the posting of my “Christmas is coming, the sky is falling!” blogs…

My excuses, such as they are, are as follows:

  • I’ve been hanging out with friends.
  • I’ve been traveling.
  • I’ve been taking photos (Almost 600 images that I have shot over the past few weeks are grinding around in the computer waiting for processing so you can buy them!)
  • I’ve been fondling my quilting fabrics, thinking, planning, plotting….
  • I’ve been buying out the book section at Goodwill, so I have many more excuses not to do housework.
  • Oh, and housework.
  • And work-work.

Yet, time waits for no woman to prepare for the holidays. I DO have my Christmas cards already. They aren’t signed or addressed or stamped, mind you, but they are HERE!

I have the gifts for that list of ‘just a little something’ people almost completed, and I do have a ‘short-list’ of gifts for the majority of the family. Which is really a SHORT list this year (No, not the family–I haven’t off’ed anyone! Just the quantity of gift$ per person…)

The biggie is always Timmy. As I usually get one REALLY GOOD IDEA. And then, his birthday occurs on December 2 and I end up giving him the REALLY GOOD gift then, and have to hit the drawing board again….

image

Of course, since these two beauties will be joining our family on Sunday, I may just buy him stock in lint rollers—meet …well, Nameless and Nameless Jr.- (25 combined pounds of FUR)

I posted a poll last month. You responded that you feel that handmade is better. You preferred to give and receive thoughtful (and possibly handmade) gifts.

So, share with me, and the thousands (lol) of other dedicated readers…What are some of your favorite gifts you’ve received –and why?

And, one last thing…if you are looking for a bit of spiritual whimsy to add to your holiday stocking, check these out…my brother’s newest cool venture!

 

Really cool stuff…

…Well, to me, anyhow!!!  If I continue paying down my credit cards at the rate I am going now, I will be 100% free of them by October 2010. That’s exactly ONE year from now.

Possible? Yes. Probable? Not really. After all, I DO still use them, but I use them far more carefully and much more as a convenience than I did in the past, when they were actually part of my budgeting.

That’s the nasty truth of being a single parent who received little to no child support for 18 years in a city with the expenses of New York.

Nowadays, I make a bit more, live in a less expense location, and have my husband’s income as well, which obviously makes a difference in the headway of my finances.

I have always had a good credit rating, and that is mine and mine alone. Which explains how even in this day and age, I am able to still manipulate my balances and move them around to get the lowest interest rates possible. It’s a bit like a shell game, but I am finally on the right side of the overturned cardboard box!

As I DO use the cards still, I fully expect to have a balance next year at this time. And I am ok with that, really. I pay something along the lines of 5-7 times my minimum each month. I can cut back to the bare minimums on the cards and try to live entirely cash, (and some have an interest rate) or I can continue to move balances to 0% cards I already own and have $0 balances on (Somehow the CC companies haven’t noticed—Shhhh!)

I am interested in how it all falls out as the regulations supposedly change in favor of us, the consumer, over the next 6-8 months.  None of my cards have told me my rates were going up, (except one, and it was a date nine months from the receipt, and I currently owe them $270, so by next month that threat is useless to me) and none have cut my limits back. (Which totals somewhere over twice my annual salary! Craziness, indeed.)

I know there are things I could be doing differently at this very moment in order to speed up the process. I could look more seriously into Dave Ramsey, I could re-read some Tightwad Gazettes, or Your Money or Your Life. Sell more of my photographs.

Shop yard sales, or just stop shopping, quit vacations, no more dinners out (that’s on Timmy’s card, however)… there are a gazillion things we together could cut back on…. but his cards, his bills are separate. And I can not make those decisions alone.

But, once I have eliminated these beasts of burden from my back, I can begin to assist him more fully in the pursuit of his own freedom.

One step at a time. Beginning with Christmas.

Christmas is going to be spare, it’s going to be sparse, and it’s going to be about people. Not about things, but about emotion, connection, and loving thoughts. (I hope. That’s my plan. 🙂 )

I can’t be Scrooge, however!! How do YOU plan to make Christmas a less ‘object driven’ pursuit this year? I’m interested in hearing about all sorts of ideas!! (successful ones, especially!!!)